Peanut Butter Cup Oats

Featured in: Simple Sweet Treats

This chilled oats jar blends creamy peanut butter and rich cocoa layers with old-fashioned oats, Greek yogurt, and chia seeds. Sweetened naturally with maple syrup and enhanced by vanilla, it offers a smooth, decadent flavor. Prepared in minutes and refrigerated overnight, it's ready to enjoy with optional toppings like chocolate chips, roasted peanuts, or sliced bananas—ideal for an easy, satisfying start or a sweet snack.

Updated on Mon, 23 Feb 2026 17:35:00 GMT
Decadent Peanut Butter Cup Overnight Oats Jar with creamy layers of peanut butter, chocolate, and oats, topped with mini chocolate chips and crushed peanuts. Save to Pinterest
Decadent Peanut Butter Cup Overnight Oats Jar with creamy layers of peanut butter, chocolate, and oats, topped with mini chocolate chips and crushed peanuts. | nibbro.com

There's something almost magical about opening the fridge in the morning and finding breakfast already waiting, fully assembled and looking like a dessert you're not supposed to eat before noon. I discovered overnight oats by accident, honestly—I'd made regular oatmeal the night before, got distracted, and left it in a bowl with milk overnight. Instead of a soggy mess, I found something creamy and ready to eat. That happy accident led me here, to these peanut butter cup jars that taste like indulgence but feel wholesome enough to eat guilt-free.

I made these for my partner last summer, and they became a running joke about how I'd apparently solved breakfast forever. Every morning he'd open the fridge with this theatrical gasp, like I'd hidden treasure in there. One day he brought home different peanut butter brands to "taste test," and suddenly we were having very serious conversations about creamy versus chunky at 7 a.m. It's funny how the smallest habits can become little rituals you both look forward to.

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Ingredients

  • Old-fashioned rolled oats (1 cup): These hold their shape and texture better than quick oats, giving you a pleasant bite rather than mushiness.
  • Milk—dairy or plant-based (1 cup): This is what transforms dry oats into creamy goodness overnight, so don't skimp on the quantity.
  • Plain Greek yogurt (1/2 cup): The yogurt adds protein and richness; use full-fat if you want creamier results.
  • Chia seeds (2 tbsp): They absorb liquid and add nutrition, plus they create tiny pockets of texture that feel fancy.
  • Maple syrup or honey (2 tbsp): Either works beautifully; maple syrup gives a subtle earthiness while honey adds brightness.
  • Vanilla extract (1/2 tsp): A small amount lifts the entire flavor profile without screaming vanilla.
  • Salt (pinch): This tiny bit makes everything taste more like itself.
  • Creamy peanut butter (3 tbsp): Use the good stuff here—natural peanut butter with just salt works wonderfully.
  • Unsweetened cocoa powder (2 tbsp): The unsweetened version prevents the whole thing from becoming too sugary.

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Instructions

Build your oat foundation:
Combine oats, milk, yogurt, chia seeds, maple syrup, vanilla, and salt in a bowl and stir until everything is evenly coated and mixed. You're looking for no dry oat bits—everything should glisten with moisture.
Divide into jars:
Split the oat mixture between two jars or containers, pressing it down gently so it's compact. This base will absorb liquid overnight and create that signature creamy texture.
Create the peanut butter layer:
Whisk peanut butter with 2 tbsp milk until it reaches a drizzle-able consistency, then pour or spoon half over each jar. If your peanut butter is thick, the milk will thin it just enough to swirl through the oats.
Make the chocolate layer:
Mix cocoa powder, maple syrup, and 2 tbsp milk into a smooth sauce, then divide between jars. The chocolate won't fully incorporate—it'll create ribbons and pools that look beautiful when you open the jar.
Seal and wait:
Cover the jars tightly and refrigerate for at least 8 hours, though overnight is ideal. The cold and time work together to soften the oats while keeping everything fresh and separated into distinct layers.
Finish and serve:
In the morning, top with chocolate chips, crushed peanuts, or banana slices if you'd like extra texture. Eat it straight from the jar or give it a stir to make it more uniform—both ways are equally delicious.
Rich and creamy Peanut Butter Cup Overnight Oats Jar featuring swirls of chocolate and peanut butter, perfect for a sweet breakfast or dessert-inspired snack. Save to Pinterest
Rich and creamy Peanut Butter Cup Overnight Oats Jar featuring swirls of chocolate and peanut butter, perfect for a sweet breakfast or dessert-inspired snack. | nibbro.com

There was a morning last fall when I grabbed one of these jars to eat while working at my desk, and midway through, I caught myself genuinely happy about breakfast. It wasn't a special occasion or anything momentous—just me and this spoon and layers of oats and chocolate and peanut butter. That's when food stops being about nutrition or convenience and becomes something you actually look forward to.

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Playing With Flavor

The beauty of this recipe is that it begs for experimentation. I've swapped peanut butter for almond butter on days when I wanted something lighter, and the chocolate layer still sings. Someone once suggested I try sunflower seed butter for allergy reasons, and it brought this almost caramel-like warmth that surprised me. The oat base is forgiving enough that you can change the supporting players without losing the soul of the dish.

Making It Vegan

If you're looking for a plant-based version, the swap is genuinely simple—use unsweetened oat milk or almond milk, grab some coconut or soy yogurt, and stick with maple syrup instead of honey. I tested this with a friend who doesn't eat dairy, and honestly, I couldn't taste the difference. The chocolate and peanut butter layers don't know whether you're using regular milk or the plant-based kind, so there's no compromise on flavor or texture.

Storage and Make-Ahead Magic

These jars keep beautifully in the fridge for up to five days, which means you can batch-make them on Sunday and have hassle-free breakfast all week. I've found that the flavor actually improves after the second day as everything melds together. Here are three things to remember when you're planning ahead:

  • Use airtight jars or containers so nothing dries out or absorbs fridge odors.
  • Add toppings like chocolate chips or peanuts right before eating to keep them crunchy.
  • If the mixture seems too thick in the morning, loosen it with a splash of milk rather than adding more when you prepare them.
Indulgent Peanut Butter Cup Overnight Oats Jar layered with chocolate, peanut butter, and Greek yogurt, garnished with sliced bananas and roasted peanuts for extra crunch. Save to Pinterest
Indulgent Peanut Butter Cup Overnight Oats Jar layered with chocolate, peanut butter, and Greek yogurt, garnished with sliced bananas and roasted peanuts for extra crunch. | nibbro.com

This recipe is proof that the best breakfasts are the ones you actually want to eat, not the ones you should eat. Make a batch and watch how quickly they disappear.

Recipe FAQs

Can I use plant-based milk alternatives?

Yes, almond, soy, oat, or other plant-based milks work well and keep the layers creamy.

How long should the oats chill?

Allow at least 8 hours in the refrigerator for the oats to fully absorb liquids and flavors.

Can I replace peanut butter with other nut butters?

Almond or sunflower seed butter can be used for a different but delicious nutty twist.

What toppings complement this dish?

Mini chocolate chips, crushed peanuts, and sliced bananas add texture and enhance flavors.

Is this suitable for a vegetarian diet?

Yes, it easily fits a vegetarian diet, especially when using dairy or plant-based yogurt.

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Peanut Butter Cup Oats

Creamy oats layered with peanut butter and chocolate for a chilled, indulgent breakfast or snack.

Prep Time
10 minutes
0
Total Duration
10 minutes
Created by Evan Brooks


Skill Level Easy

Cuisine American

Makes 2 Portions

Diet Preferences Meatless

What You'll Need

Oats Base

01 1 cup old-fashioned rolled oats
02 1 cup milk, dairy or plant-based
03 1/2 cup plain Greek yogurt or non-dairy yogurt
04 2 tablespoons chia seeds
05 2 tablespoons maple syrup or honey
06 1/2 teaspoon vanilla extract
07 Pinch of salt

Peanut Butter Layer

01 3 tablespoons creamy peanut butter
02 2 tablespoons milk, as needed for consistency

Chocolate Layer

01 2 tablespoons unsweetened cocoa powder
02 2 tablespoons maple syrup or honey
03 2 tablespoons milk

Toppings

01 Mini chocolate chips, optional
02 Crushed roasted peanuts, optional
03 Sliced bananas, optional

How-To Steps

Step 01

Combine Base Mixture: In a medium mixing bowl, combine rolled oats, milk, Greek yogurt, chia seeds, maple syrup, vanilla extract, and salt. Stir thoroughly until all ingredients are fully incorporated.

Step 02

Distribute Oat Mixture: Divide the oat mixture evenly between two jars or glass containers with tight-fitting lids.

Step 03

Prepare Peanut Butter Layer: In a small bowl, whisk together creamy peanut butter and 2 tablespoons milk until the mixture reaches a smooth, pourable consistency.

Step 04

Add Peanut Butter Layer: Drizzle or spoon half of the peanut butter mixture over the oat base in each jar.

Step 05

Prepare Chocolate Layer: In another small bowl, combine unsweetened cocoa powder, maple syrup, and 2 tablespoons milk. Whisk until smooth and fully combined without lumps.

Step 06

Add Chocolate Layer: Drizzle or spoon half of the chocolate mixture over each jar, distributing evenly.

Step 07

Chill Overnight: Cover both jars with lids and refrigerate for at least 8 hours or overnight until flavors meld and oats soften.

Step 08

Finish and Serve: Remove jars from refrigeration, top with mini chocolate chips, crushed roasted peanuts, or sliced bananas if desired. Consume chilled directly from the jar.

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Tools You'll Need

  • Mixing bowls, medium and small
  • Measuring cups and measuring spoons
  • Glass jars or containers with secure lids
  • Whisk or mixing spoon

Allergy Info

For allergen concerns, review each food item and check with your healthcare provider.
  • Contains tree nuts and peanuts
  • Contains dairy unless non-dairy alternatives are selected
  • May contain gluten unless certified gluten-free oats are used
  • May contain soy and additional allergens if processed chocolate chips are used

Nutrition Details (per portion)

Nutritional values are for reference and aren't a substitute for professional health guidance.
  • Kcal: 420
  • Fats: 19 g
  • Carbohydrates: 49 g
  • Proteins: 15 g

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